Our Site

This information has been prepared and is intended for educational and general informational purposes only and is not legal advice and/or an authoritative guide. The information and content provided here is not intended to be relied upon for making personal, safety, insurance, medical, legal or other decisions. The information is not intended to constitute an offer to solicit business or an offer to bind or sell in connection with any product or service.  Please refer to your individual policy for the specific terms and conditions, as your policy provisions will override any information contained within this website.

External Links

This site contains links to external sites which are not maintained by Preferred Mutual Insurance Company. Preferred Mutual is not responsible for the content of external sites.

These external links do not imply approval of or endorsement by Preferred Mutual Insurance Company. Your access to and use of any other Internet sites linked to or from this site is at your own risk and Preferred Mutual Insurance Company assumes no obligation or liability in connection therewith.


Information on the site may include references to products or services not offered in your state or country. Not all products are available for residents of all states.

Preferred Mutual Insurance Company is authorized to transact business in only the following states: New York, New Jersey, New Hampshire, and Massachusetts. For specific information on our products or services, contact your nearest Preferred Mutual Independent Agent.

Products listed on this site do not imply any form of a solicitation on our part. Specific policies will provide accurate terms related to coverages, exclusions, provisions, etc.


The site content is protected by copyright. All rights in the pages, site content and arrangement are owned by Preferred Mutual Insurance Company. No part of this site may be copied or reproduced without written permission from Preferred Mutual Insurance Company.

Did you know that your Internet browser is out of date?

Your browser is out of date and may not be compatible with our website.
A list of the most popular web browsers can be downloaded from below.

Close This Window

By closing this window you acknowledge that your experience on this website may be degraded.